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  • Why Sellers Choose Kathy Potter - Why home sellers in Fort Leonard Wood, Waynesville and St. Robert choose Kathy Potter.

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Real Estate Tips
Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Real Estate Trivia
Q 
Where is the world's largest bridge located?

A 
Lake Pontchartrain Causeway at New Orleans, Louisiana is the world's largest bridge. It is almost 24 miles long.
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Kathy Potter, REALTOR®, real estate agent and broker for Fort Leonard Wood, Waynesville and St. Robert, Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Kathy Potter
Century 21 Prestige Real Estate Inc.

587 Marshall Dr.
St. Roberts, MO 65584
573-774-8395
KathyPotter@NUMBER1EXPERT.com

I am licensed in the state of Missouri.


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