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Real Estate Tips

Financing Your Home >Your Mortgage

Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.

More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!

	See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia

Q	What famous American sign was originally erected as a real estate ad?
A	The Hollywood sign, built in 1923, was conceived as a real estate ad that originally read, "Hollywoodland."
See More Real Estate Trivia >

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Century 21 Prestige Real Estate Inc. Century 21 Prestige Real Estate Inc. 587 Marshall Dr. St. Roberts, MO 65584 573-774-8395 homes@c21prestige.com I am licensed in the state of Missouri. www.FtLeonardWoodRealEstate.com is brought to you by Century 21 Prestige Real Estate Inc., real estate for Fort Leonard Wood, Waynesville and St. Robert, Missouri Read Century 21 Prestige Real Estate Inc. Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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